Your Card · Your Return

Stop Leaving Money on the Table

You pay $695/yr for your Amex Platinum. Are you recovering all $2,800+ in benefits? Yield's AI agents track every credit, alert before expiration, and act on your behalf — so nothing goes to waste.

iOS · Coming 2026 · Free during beta
$2,800+
Avg benefits per premium card
68%
Left unused by cardholders
18
Premium cards tracked
6
Major issuers covered
The Problem

Premium Cards, Wasted Benefits

You're paying for Resy dining credits, airline fee credits, Uber Cash, streaming credits, and membership enrollments. But keeping track of what expires when — across multiple cards — is nearly impossible.

💸
$1,900
Average amount left on the table per year by premium cardholders who don't fully use their benefits.
37+
Benefits to track across just two premium cards. Monthly resets, semi-annual windows, annual deadlines — all different.
🤷
Zero
Tools built specifically to solve this. Your issuer won't remind you — unused benefits are profit for them.
What Yield Does

Every Feature Earns Its Place

Yield tracks, alerts, and acts — so you recover every dollar from cards you already pay for.

📊
Benefit Recovery Dashboard
See exactly how much you've recovered vs. how much you're leaving behind. Per-card breakdown, recovery rate, and real-time tracking powered by your transaction data.
Live Data
🔔
Smart Expiration Alerts
Push notifications at 14, 7, 3, and 1 day before any benefit expires. Never lose a credit because you forgot a deadline.
Automatic
🤖
AI Recovery Agents
Agents that search for the best way to use expiring credits — restaurant bookings, gift card banking, subscription optimization — then execute with your approval.
Face ID Protected
📡
Offer Radar
Live scanner across all 6 major issuers. Surfaces Amex Offers, Chase deals, and more — filtered to your cards, ranked by value, with one-tap activation.
Daily Scan
🛡
Trust Vault
Full audit log of every agent action. Face ID on every transaction. Kill switch to pause all activity instantly. You're always in control.
Zero Trust
📞
Retention Call Prep
When your annual fee posts, Yield generates a personalized retention script with your spend data, ROI, and the issuer's phone number. Call ready in seconds.
Data-Backed
How It Works

Three Steps to Full Recovery

01

Connect Your Cards

Link your bank securely or add cards manually. Yield detects your premium credit cards and loads all their benefits automatically. 18 cards across Amex, Chase, Citi, Capital One, Bank of America, and Wells Fargo.

02

Yield Tracks Everything

Transaction history syncs daily to auto-detect benefit usage. The dashboard shows exactly what you've used, what's expiring, and what's at risk — with a 91-day streak heatmap to keep you on track.

03

Agents Recover For You

AI agents find the best way to use expiring credits — book a restaurant, purchase a gift card, optimize subscriptions, prepare retention scripts — and execute with Face ID confirmation. You approve, they act.

AI-Powered

Agents That Actually Do Things

Not chatbots. Not advice. Real actions on real benefits — with your permission.

🍽 Dining Agent
Restaurant Booking
Finds eligible Resy restaurants, checks availability for your preferred date, and books using your Amex dining credit.
✅ Found 3 restaurants
✅ Carbone, Fri 8pm
→ Booked. $100 credit applied.
🎁 Banking Agent
Credit → Gift Card
Converts expiring airline or retail credits into gift cards that never expire. Opens merchant checkout — you pay with your card, credit auto-applies.
⏰ $200 airline credit expires Dec 31
→ Banked as Delta gift card. Never expires.
💰 Optimizer Agent
Subscription Savings
Analyzes your cards and finds subscriptions you're paying for that could be free — DashPass, Lyft Pink, Instacart+, streaming bundles.
Found: Disney+ on wrong card
→ Switch to Amex Gold. Save $168/yr.
📋 Enrollment Agent
One-Tap Enrollments
Identifies premium memberships you haven't activated — CLEAR, Walmart+, Global Entry — and walks you through enrollment with one tap.
CLEAR Plus: $189/yr — covered
→ Tap to enroll. Skip airport lines.
📞 Retention Agent
Fee Negotiation Prep
When your annual fee posts, generates a data-backed retention script with your spend, tenure, and ROI — plus the issuer's direct number.
Amex Platinum: 179% ROI
Annual spend: $45,000
→ Script ready. Call 1-800-528-4800.
📊 ROI Agent
Recovery Report
Generates a shareable annual fee recovery report — like Spotify Wrapped for your credit cards. Shows exactly what you recovered and what's left.
Annual fees: $1,245
Recovered: $1,847
→ Net gain: +$602. Share it.
Security First

Your Data, Your Control

Yield never stores card numbers, CVV, or bank credentials. Every agent action requires Face ID. You can delete all data instantly.

🔐
Face ID Required
Every financial action confirmed with biometric authentication.
📋
Full Audit Log
Every search, click, and action logged with timestamp.
Kill Switch
Pause all agent activity instantly. Resume when ready.
🗑
Full Deletion
Delete your account and all personal data in one tap.
Coverage

18 Premium Cards. 6 Issuers.

Amex Platinum, Gold, Green · Chase Sapphire Reserve, Preferred · Capital One Venture X · Citi Strata Premier · and 11 more. Full benefit catalogs for every card.

Early Access

Ready to Recover Every Dollar?

Yield is launching on iOS in 2026. Request early access and be among the first to stop leaving money on the table.

Request Early Access →
Free during beta · No credit card required